Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency: Your Insurance Partner in Phoenix
Nestled at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, The Contractor's Choice Agency (CCA) stands as a dedicated insurance agency exclusively serving the diverse needs of contractors operating right here in the heart of Phoenix. We understand the unique challenges, risks, and opportunities inherent in the construction and contracting industry within this specific region. Our mission is clear: to provide tailored, reliable, and comprehensive insurance solutions meticulously designed for local contractors, ensuring they have the protection necessary to build, repair, and thrive in their specific work environments right here in Phoenix.
At The Contractor's Choice Agency, we are not just another insurance provider; we are a specialized partner invested in the success and safety of your contracting business operating from this Phoenix location. We pride ourselves on our deep understanding of the Phoenix market and the types of projects contractors undertake within this city. Whether you are managing commercial construction sites, handling residential renovations, or overseeing specialized contracting services, our team possesses the expertise to navigate the complexities of insurance coverage specific to your trade and your Phoenix-based operations.
Our commitment to specialization means we focus exclusively on the insurance needs of contractors. This allows us to offer a comprehensive suite of policies crafted with precision for the risks contractors face. We don't offer generic coverage; we offer coverage that speaks directly to the realities of your job site in Phoenix. Our goal is to simplify the insurance process, making it less of a burden and more of a strategic asset for your business.
Our Core Insurance Services for Contractors in Phoenix
We offer a range of insurance products essential for contractors operating successfully and safely in Phoenix:
General Liability Insurance: This is fundamental coverage for any contractor. It protects your business from claims alleging bodily injury, property damage, or personal injury (like libel or slander) that arise out of your business operations right here in Phoenix. For example, if a client alleges they were injured while visiting your job site in Phoenix, or if your work accidentally damaged a neighbor's property in Phoenix, this insurance helps cover the costs of legal defense and potential settlements.
Commercial Property Insurance: This protects your business's physical assets located at your Phoenix work sites or your business premises (like equipment, vehicles, tools, and building materials) against damage or loss caused by events such as fire, theft, vandalism, or natural disasters specific to the Phoenix area (like windstorms or hail).
Workers' Compensation Insurance: This is crucial protection for your employees. It provides wage replacement benefits and medical payments for employees injured on the job, whether the injury occurs on a construction site in Phoenix or while performing services for a client within the city limits. We ensure you meet Arizona's specific requirements for contractors operating locally.
Commercial Auto Insurance: If your contracting business in Phoenix utilizes vehicles (trucks, vans, equipment transport) for job site transportation, this insurance is vital. It covers liability and damages resulting from accidents involving your company vehicles, protecting you from significant financial exposure on the roads of Phoenix.
Builder's Risk Insurance: This specialized coverage is essential during the construction phase of a project in Phoenix. It protects the structures being built and the materials on the site against damage from perils like fire, vandalism, or weather events before the project is completed and fully insured.
Professional Liability Insurance (Errors & Omissions): This coverage protects you against claims alleging that your professional services or advice, performed for clients in Phoenix, resulted in financial loss or negligence. This is particularly important for contractors involved in design, project management, or specialized contracting services within the Phoenix area.
Business Owner's Policy (BOP): Often, we can bundle several essential coverages (like General Liability and Property Insurance) into a convenient BOP tailored for contractors in Phoenix, offering streamlined management and potentially preferred rates.
Commercial Umbrella Insurance: For contractors with substantial assets or higher risk exposures in Phoenix, this provides excess liability coverage beyond the limits of your primary insurance policies, offering an extra layer of protection against catastrophic claims.
Operating from our Phoenix location at 4435 E Chandler Blvd Suite 200, we are deeply connected to the local business landscape. We understand the specific risks associated with working in Phoenix – from navigating city regulations to addressing insurance needs arising from the local climate and construction environment. Our team is readily available to discuss your unique situation and provide expert guidance on the most appropriate coverage solutions for your contracting business operating right here.
Choosing The Contractor's Choice Agency means choosing a partner who understands the intricacies of contractor insurance in Phoenix. We are committed to providing personalized service, clear explanations, and ongoing support to ensure your insurance needs are met effectively and efficiently from our Chandler Blvd location. We are focused solely on helping contractors succeed and protect their businesses right here in Phoenix.
For more information about our services or to discuss your insurance needs, please visit our website at https://contractorschoiceagency.com/ or call us directly at 844-967-5247.
Frequently Asked Questions (FAQs) for Contractors in Phoenix
Q1: What types of contractors does The Contractor's Choice Agency serve in Phoenix?
A1: We specialize in serving a wide range of contractors operating in Phoenix, including but not limited to general contractors, construction companies, roofing contractors, HVAC technicians, electrical contractors, plumbing companies, painting contractors, demolition services, and specialty trade contractors. Our focus is on the insurance needs specific to each trade within the Phoenix market.
Q2: Why do contractors specifically need General Liability Insurance in Phoenix?
A2: Contractors in Phoenix face inherent risks on job sites that can lead to third-party claims. General Liability Insurance protects your contracting business from financial ruin by covering costs associated with claims of bodily injury, property damage, personal injury (like discrimination or false arrest), and advertising injury, all of which could arise from your work in Phoenix. It's essential for protecting your reputation and assets within the local business community.
Q3: How does Workers' Compensation Insurance work for a small contractor in Phoenix?
A3: Workers' Compensation Insurance in Arizona provides coverage for medical expenses and lost wages for employees injured on the job, regardless of fault. As a contractor in Phoenix, if you employ one or more workers, you are generally required by Arizona law to carry Workers' Compensation Insurance. We can help you determine your eligibility, select the appropriate policy, and ensure compliance with state regulations specific to contractors operating locally.
Q4: Can The Contractor's Choice Agency help with insurance for commercial vehicles used in Phoenix?
A4: Absolutely. Transportation is often integral to a contractor's operations in Phoenix. We offer Commercial Auto Insurance policies designed specifically for vehicles used in business, whether it's a pickup truck delivering materials or a larger vehicle used for site access. This coverage protects you against liability and damage costs related to accidents involving your Phoenix-based company vehicles.
Q5: What should I do if I have a claim on a project in Phoenix?
A5: If you experience